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Ramp | Banking, Corporate Cards & Finance Management for Startups

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$1,000 Signup Bonus

Save $1,000

After successfully signing up and using the Ramp Card, we'll provide you with a $1,000 Signup Bonus payout.Redemption Instructions: Bonus will be paid via virtual card after your first balance payment of $1,000 within 30 days of account opening. Terms and conditions apply Special Restrictions: Must spent at least $1,000, and pay pay your first bill.

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Available for new and existing customers


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How It Works

- Earn 2% on fully liquid operating cash (Ramp Business Account) - Earn ~4.32% on Ramp Investment Account with next-day liquidity - Earn uncapped cashback on all card spend - Get ~5% average spend savings by eliminating duplicate, wasteful, and out-of-policy spending -AI token spend control: real-time visibility into AI vendor spend (OpenAI, Anthropic, AWS Bedrock, and more) with budget controls, alerts, and anomaly detection - Price Intelligence: benchmark your software vendor spend against thousands of similar companies, surface where you're overpaying and flag cost-saving opportunities so your team can negotiate better rates - 3× faster month-end closes with high GL automation, zero-touch receipt capture, and AI agents that automate reconciliation - $0 booking fees on travel, with policy enforcement built in

Features

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Banking & Treasury

Treasury & Working capital - improve cash flow with flexible payments, clear fees, and quick setup for business growth.

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Cards

Corporate cards - manage expenses, automate receipts, control spending, and save on one platform with Ramp’s corporate card and tools.

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Banking & Treasury

Treasury & Working capital - improve cash flow with flexible payments, clear fees, and quick setup for business growth.

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Procurement

Procurement - streamline procurement with Ramp: automate processes, enhance visibility, and control spend from request to payment.

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T&E

Expense management - empower teams with policy-driven cards, eliminate expense reports, automate reconciliation, and access real-time spend data with Ramp.

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Procurement

Procurement - streamline procurement with Ramp: automate processes, enhance visibility, and control spend from request to payment.

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Cards

Corporate cards - manage expenses, automate receipts, control spending, and save on one platform with Ramp’s corporate card and tools.

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AP

Account payable (AP) - automate AP with Ramp: zero manual entry, enhanced controls, complete visibility, and integrated payment solutions.

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AP

Account payable (AP) - automate AP with Ramp: zero manual entry, enhanced controls, complete visibility, and integrated payment solutions.

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Vendor management

Vendor management - vendor insights, contract tracking, and cost-saving tools in one view with Ramp.

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T&E

Expense management - empower teams with policy-driven cards, eliminate expense reports, automate reconciliation, and access real-time spend data with Ramp.

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Vendor management

Vendor management - vendor insights, contract tracking, and cost-saving tools in one view with Ramp.

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